Why
GOLDENCAP
We are here to support your business to succeed and we understand that each business may have unique financial needs. Our platform has a 95% approval rate, and our payment plans range from monthly, semi-monthly, weekly, and even daily, depending on the client's current financial situation.
Our typical clients are hundreds of entrepreneurs within the 50 states of the US from traditional business "brick and mortar" that offers products and services to its customers face-to-face in an office or store and web-based online sellers in need business working capital from $25,000 to $5 million.
Many of the businesses we work with have exceeded their bank lines of credit, have challenged credit history, have been declined by the bank or other private lenders, cannot wait for traditional or institutional bank financing due to lengthy process and red tape.
The funds could be used for a variety of purposes such as meeting working capital needs, business expansion, cash flow management, the purchase of new equipment, marketing expenses, obtaining new job contracts, inventory, opening a new business location, repairing your business or property , paying rent and salaries, hiring new employees, consolidating credit card debt or used for a short term bridge.
Industries
We Provide Financing
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Manufacturing
Heating & Cooling
Plumbing Services
Landscaping
Automotive Business & Auto Repair Shops
Heavy Construction
Trucking & Transportation
Shipping Companies
Electrical Services
Medical & Healthcare
Hair & Nail Salons
Gas Stations
Security Services
Dental Services
Cleaning Services
Farming & Agriculture
Flooring Services
Roofing Services
Technology & Media
Import/ Export
Liquor Stores
Insurance
Rehabilitation Centers
Specialty Contractors
Learning Centers / Day Cares
Food Services & Hospitality
Wholesaling
Retail Stores & Supermarkets
Accounting Services
Educational Services/ Colleges/ Schools
Property Management
Women owned business
*We are not limited to the industries listed above*
GOLDENCAP
business funding most popular products
REVENUE BASED FINANCING
Combining and leveraging all your business gross income and account receivables can secure a higher funding amount and longer term to elevate your growth of your business.
The varied repayment options offered by this loan product have been specially designed to increase approved amounts. To have money sent directly into your company's bank account, sell us a portion of your potential future sales.
Perfect for companies who don't process $10,000 in credit card purchases per month but yet desire the adaptability of a merchant cash advance's repayment schedule.
BUSINESS LINES OF CREDIT
Every small business must be flexible, especially during periods of expansion or unsteady cash flow. An unsecured line of credit is frequently the best option when you require quick access to cash and flexible conditions for repaying loans.
Similar to how a credit card works, a business line of credit allows you to borrow up to a predetermined amount and only pay interest on the money you borrow. After paying back the money, you can keep drawing from the line.
BUSINESS TERM LOANS
Your ability to leverage up to 250% of their monthly revenue is provided by our most popular loan product.
Until the maturity date, automatically repay a certain sum over a predetermined timeframe—either daily, weekly, semi-monthly or monthly.
With shorter periods up to 24 to 72 months, this alternative financing option is your best substitute. You can receive funds in your account in 2-3 weeks, as opposed to traditional bank loans, which may take months to be approved.
MERCHANT CASH ADVANCES
Utilize future credit card sales as leverage to raise money for your company now.
You can finance up to 250% of your monthly credit sales with the help of our merchant cash advance program. Repay the amount you borrowed plus an additional sum using a predetermined portion of your credit sales.
Enterprises who don't qualify for our business term loans can use the flexible payback structure as a smart financing option. High volume and seasonal businesses particularly like it.
CONSOLIDATIONS / RENEWALS PROGRAMS AVAILABLE